Business financing for US & Canadian Merchants
Business loans with fixed terms, fair rates, and no unexpected costs.
- No collateral required
- No hard credit check
- Minimum 550 credit score
- Apply in a few minutes
- Access funds up to $500,000
- 97% approval rate
- Funding as quick as 24 hours
While traditional banks may leave you waiting, at Clarimont Capital we confidently declare that your funding is assured.
At Clarimont Capital, we do things differently. We make funding fast, flexible, and fair — so even if your business is just six months old, you can access the working capital you need to keep growing. Our goal is to support established, growth-ready businesses that need capital to move forward — not piles of paperwork.
To qualify, your business should:
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Be incorporated or have a business bank account
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Have at least six months of operating history.
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Maintain $15,000+ in monthly deposits.
If that sounds like you, you likely qualify for financing through us — even if your bank said no.
Start Your Application.
97% of our clients get approved!
Scale, Diversify & Grow
Our business funding offers you the freedom to utilize funds for virtually any business requirement from acquiring inventory and expanding your premises to managing cash flow, enhancing marketing efforts, or investing in equipment. No matter what your aspirations for growth may be, we are dedicated to helping you realize them.
Buying inventory and equipment
Renovating your premises
Covering a cashflow shortage
Paying taxes or vendors
Hiring and training
Advertising and marketing
Explore Our Funding Solutions to Elevate Your Business Potential
Business Term Loans
Fixed repayment plans designed to meet all your business requirements, from daily operational costs to sustainable growth initiatives.
Merchant Cash Advance
Repayments that adapt to your daily sales, expertly crafted to align with your business’s rhythm and optimize your cash flow.
Business Line of Credit
Industries We Work With
Restaurants and Bars
Coffee Shops
Health and Dental
Fitness and Sport Centers
Pharmacies and Drugstores
Retail and Ecommerce
Manufacturing
Hotels and Motels
Gas Stations
Child Day Care Services
Beauty and Personal Care
Transportation & Logistics
Specialty Trade Contractors
Automotive Repairs and Sales
Construction
The Clarimont Capital Approach:
Simple. Fast. Fair.
We built Clarimont Capital to help business owners get the capital they need — without red tape or endless paperwork. Our unsecured business loans are designed for speed, simplicity, and clarity.
That means:
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No collateral required.
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Fast approvals, often within 24 hours.
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Fixed repayment terms you can plan around.
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Up to $500,000 in funding, based on your monthly deposits and cash flow.
- 97% approval rate
We look at your business performance and your potential to grow.
Frequently Asked Questions
What are the eligibility criteria for financing?
We offer funding solutions for businesses located in Canada and the US that have been operating for a minimum of 6 months, and have monthly deposits of $15,000.
Will applying affect my credit?
Most initial applications involve a soft credit pull, which doesn’t affect your score. A hard pull may occur later in the process, depending on the lender and product.
Can I get funding with bad credit?
Yes. We work with lenders that prioritize business cash flow over credit. A lower score won’t automatically disqualify you.
How much funding can I qualify for?
Approval amounts typically range from $20,000 to $500,000, depending on your business’s financial profile and the funding type.
Whats are the required documents to apply?
- Signed spplication
- 6 months of business bank statements
- Proof of business ownership
- Void cheque
- ID
How often are payments made?
Payments are made either on a weekly, bi-weekly or monthly basis depending on the approval options you qualify for.
How long are the terms?
Typically ranging from 6 to 24 months.
Can I pay off early without penalty?
Many programs allow early repayment, and some offer discounts for paying off ahead of schedule. Terms vary by lender.
Clarimont Capital provides fast, transparent business financing for Canadian and American entrepreneurs who need capital to grow without the complexity of traditional banking. Our unsecured funding solutions offer fixed terms, fair rates, and clear repayment structures — so you can focus on running your business with confidence.